CIBIL Score & Personal Loan

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In our last blog Credit Scored or Scared!?, we met Raj, who wanted a personal loan for his Euro trip, and discussed why his loan application was rejected. In this blog we will try to find out ways to improve Raj’s credit score so that he can take that Eurotrip. After all, we all want Raj to take that Euro trip and meet Simran, right?

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Credit Scored or Credit Scared!?


Raj has recently shifted to a new job in Gurgaon. This is his 5th job and 3rd city in 3 years. Raj got a hike of 30%, relocation reimbursement and a 2 week stay in company’s guest house. In short, Raj is exuberant. To put the icing on the cake, Raj’s college buddies are planning for a Euro Trip and have asked Raj to join in.

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