Credit Scored or Credit Scared!?

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Raj has recently shifted to a new job in Gurgaon. This is his 5th job and 3rd city in 3 years. Raj got a hike of 30%, relocation reimbursement and a 2 week stay in company’s guest house. In short, Raj is exuberant. To put the icing on the cake, Raj’s college buddies are planning for a Euro Trip and have asked Raj to join in.

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