In our last blog we educated Raj about CIBIL score. Now, Raj knows that there are four Credit information Companies namely CIBIL, Experian, Equifax and Highmark. Out of these four, CIBIL is vividly used by Banks, NBFCs and customers. Raj also knows that his low credit score was the reason his loan application was rejected. We will now talk about ways Raj can improve his CIBIL score. We will also talk of ways you can secure loan with a bad CIBIL score.